At InvestoRight we understand the value of life and different needs of our clients. We offer you the options of various type of insurance at cost effective rates. Select the insurance products based on your needs.
Life Insurance
“Price is what you pay. Value is what you get” – Warren Buffet
InvestoRight understands the human life value and the value of the loved ones in a family. Hence, we always offer the life insurance policies, which are worth for you and your loved ones.
No money can replace your absence, however buying a suitable life insurance policy ensures that your family fulfil their dreams while you are not there.
InvestoRight helps the clients in identifying the Right insurance policies, provides the updates, reminds for the premium payments, and also assist in every step for claim settlement process.
InvestoRight can provide various options for you to choose from and advise for the life insurance products too based on your needs. We offer different type of products based on your needs:
Insurance Benefits:
- Risk Coverage: Insurance provides risk coverage to the insured family.
- Difference plans:Different type of plans to the insured for different needs.
- Tax Benefits: Insurance premium is tax deductible under section 80C of the income tax Act, 1961
- Wealth creation: Promotes savings and wealth creation for the Insured.
- Guaranteed Income: Guaranteed sum assured amount payable on happening of the event.
- Loan Facility: Options to borrow a certain sum of amount for selected polices.
Health Insurance
Everyone wants to stay fit and enjoy the life. InvestoRight helps you to select the health insurance policies suitable to your needs. We have several options for health insurance policies to choose from.
A good health insurance policy should do three things:
- Ensure that you and your family get the best medical care possible when you need it.
- Cover you financially against the costs of treatment and hospitalization.
- Give you complete peace of mind
Key Features:
- Cashless treatment at 6000+ network hospitals
- Tax saving under Sec 80D
- SI options ranging from 1.5 lacs to 50 lacs
- The policy covers pre and post hospitalization expenses, which would have occurred 60 days prior to hospitalization or 90 days after hospitalization.
- Extended family coverage: Now you can cover your parents, parents in law, grand parents, grandchildren, as well as dependent siblings
- Covers ambulance charges subject to a limit of Rs. 20000 in a policy year
- Covers Pre & Post hospitalization expenses
- Sum reinstatement benefit
- Policy term options of 1, 2 and 3 years
- Free health check-up
- Faster Claim settlement
- In-house health administration team
products based on your needs:
General Insurance
InvestoRight offers you complete service for your insurance needs, including General Insurance too. We offer Motor, Travel, and Home Insurance too at very competitive prices so you can have complete peace of mind. All the policies can be purchased online with just few clicks.
Motor Insurance:
Purchase your insurance policies online. Just fill in general information about your vehicle and upload few pictures of your vehicle, make some clicks on your computer and receive the policy document directly on your computer.
Two-Wheeler Insurance
CAR Insurance
Liability Only Insurance
Key Features:
- Insure once and stay secure for up to 3 years
- Get a vehicle tracking and monitoring device under DriveSmart Service
- Cashless claim settlement at over 4000 preferred garages
- Towing Facility in the event of a breakdown
- Quick and easy steps to purchase bike insurance online
- 24×7 Road side assistance
- Hassle-free claim settlement
- Zero Depreciation Cover can be opted as an add-on
- Option to purchase Liability Insurance only to cover legal liability towards third parties for personal injury/ death or personal property damages.
Travel Insurance:
InvestoRight offers complete travel insurance solutions, including medical and health cover; so, you can enjoy your travel and create great memories.
Individual Travel
Family Travel
Senior Citizen
Student Travel
- Covers loss of baggage/passport
- Covers flight delays/flight cancellations
- Covers your medical/hospitalization expenses while traveling abroad
- Quick settlement of claims
- Automatic claim settlement service for the customers.
- Complete medical and health cover to the international traveller.
- Coverage for student’s travel, medical and hospitalization help.
- Travel insurance plan for senior citizens aged between 61-75.
Home Insurance:
Whether you are home or outside, whether you are a home owner or tenant, Home Insurance Policy provides coverage for losses or damages caused to properties or contents or both by an unfortunate event – natural and accidental.
Coverage:
- Fire and Allied Perils
- Burglary and Theft
- Breakdown of Domestic Appliances
- Electronic Equipment
- Baggage
Key Features:
- Affordable premium and attractive rebates come with Home/House Insurance Policy
- Covers your home against loss from fire, burglary and natural calamities
- Covers the contents of your home, including portable equipment
- Cover for jewellery, valuables, works of art
- Useful add-ons to customise your policy for total protection
Personal Accidental Insurance
Life is uncertain. Your or your family’s future doesn’t have to be. Accidental death or injury of a breadwinner can create serious financial problems for the family. InvestoRight offers the insurance plan ensuring total security and peace of mind.
Features:
- Hospital confinement allowance
- Cover medical expenses due to accidental injury
- Cumulative bonus of 10% for each claim free year
- In house health admin team
- Quick claim settlement
Key benefits:
- Highest compensation of 125% of the sum insured incase of permanent total disability.
- Medical Expenses arising out of accident.
- Children’s education bonus / in case of death or permanent total disability of proposer
- Cumulative bonus @10% per claim free year to a maximum of 50% (reduced by 10% if claim is lodged).
- Family discount of 10%.